Wealth Management

Our Wealth Management team work in conjunction with our accounting and SMSF teams to provide holistic financial planning and wealth management advice that encompasses your entire financial position.

We take full advantage of our team’s knowledge of strategies and structures to develop financial plans that are tailored specifically to your goals and objectives.

We take great care and time to understand your need’s, values and aspirations – both financial and non-financial. This allows us to provide advice that aims to maximise your wealth, assist you to enjoy your desired lifestyle, make contingency plans for the unexpected and better provide for your family.

Our team is made up of highly experienced and trained members who are committed to meeting your needs.

We provide advice in a number of areas, some of these are listed below:

Wealth creation advice

We utilise our expertise in a number of different areas of advice to tailor a strategy that suits you, our client. These strategies can range from the most simple straight forward to the complex intertwined strategies, that can encompass the areas of advice below:

Investment advice and portfolio construction
Ongoing reviews and portfolio management
Active asset allocation
Tax effective strategies
Managed funds
Share trading
Gearing strategies & margin lending
Negative gearing
Term deposits
Salary packaging
Budgeting and cash flow strategies
Wealth creation

Superannuation & retirement planning

We will review your existing superannuation plans and propose alternatives that meet your individual goals and objectives. Including projecting out the impact of our advice on your superannuation benefits to ensure you have sufficient funds for your retirement.

We are also able to provide:

Projections of superannuation balances and financial positions
Self-Managed Superannuation Fund strategies
Pension strategies
Advice on social security and Centrelink entitlements
Advice on defined benefit superannuation funds

Estate planning

We will work alongside your legal service provider to put into place appropriate legal documents and structures to ensure that your estate is passed onto your intended beneficiaries.

We are able to do this by providing assistance with:

Reviewing any applicable ‘death taxes’
Development of binding death nominations
Establishment of testamentary trusts
Business succession planning

Insurances & wealth protection

We will work with you to put in place appropriate protection for you and your family in the event of a disability and/or death. A medical event can have a profound impact on your family’s finances and overall lifestyle and it is important that your family’s standard of living is maintained.

Items of protection in which we can provide advice, include:

Life insurance
Total and permanent disability insurance
Income protection insurance
Trauma insurance

Aged care specialist advice

Arranging for your loved ones to move into Aged Care accommodation can be an emotional time for everyone, let alone trying to understand the complex rules and regulations surrounding Aged Care facilities.

We can assist in this process by advising on:

The retaining or selling of the family home
The cost of accommodation bonds and/or refundable accommodation deposits
The cost of ongoing fees and/or daily accommodation payments
Social security and/or Centrelink entitlements

Financing & lending solutions

We have a number of referral partners which can assist you in applying for a loan or reviewing your current situation. We will also be able to provide advice as to how best to structure your finances around your loans.

In conjunction with our referral partners we can assist you with: